Loans: Here, There and Everywhere!

Ever since I started working in Makati, everyday I can see these people distributing flyers along Ayala Avenue and its about Loans. May it be, cash loan, salary, housing loan, car loan, business loan, you name it, they have it, just as long you have the right requirements.

Different Loans have different interest rates, depending on the bank institution that you are acquiring it.

GUIDELINES:

1. Applicant must be 22 to 65 years old, regular employee for at least 2 years OR at
least 2 years combined work experience from current and most recent employer

2. Must have a basic income of at least P15,000 per month


NOTE: Call Center Agents must be employed for at least 3 years in present company to qualify.


Please prepare the following if you want to acquire a loan and if you think you are qualified.

1. Latest W2 (BIR form 2316)

2. latest 1 month payslip or COE (Certificate of Employment issued within the
last 3 months indicating position, length of service and breakdown of
compensation)

3. Clear copy of 2 valid IDs (Government-issued IDs : SSS ID, Passport, Driver's License, PRC, Postal ID, TIN id with picture and signatures) - Company ID not anymore accepted


4. Latest credit card bill statement (card must be at least 6 months old and in good standing)


NOTE: Call Center Agents must submit W2 + payslips + COE and with existing credit card in good standing


Now you get all you need to acquire to get those loans, just be sure to use the money wisely otherwise you'll end up in jail. lol! just kidding.